“I would like to say thank you to Michael for his attention to our tricky financing situation. We're students and we had a rookie mortgage broker's financing fall through one day after (yes AFTER) the closing date. We were granted an impossibly short extension by the Seller's lawyer and called Michael for help. Michael collected all of our information and had an approval in less than three business days, despite the fact that the other broker hadn't been able to do this in three weeks. If Mike can get a suitable mortgage for our difficult situation, I can imagine how good he is at more conventional mortgage situations. I will not go to another mortgage broker in the GTA. For service and speed, I choose Mike Pezzack.”
Alexander Gittens, MBA and CFO
Alexander Gittens, MBA and CFO
“Mike has done 2 mortgages for me so far and he's been incredible both times. He is very knowledgeable and helped me maneuver through all the complexities, all the while keeping my stress levels in check. He helped me through difficult decisions, especially as a first-time buyer, was very responsive through tight timelines and overall just a pleasure to work with. I can say without hesitation that he would be one of the most professional and honest agents you could find who will genuinely work hard for you!”
Ashwini Gupte
Ashwini Gupte
"We used Mike as our mortgage broker when we purchased our first home in 2005. We were very pleased with his service and recommended him to friends who also had good experiences with him. We appreciate him keeping us informed of the changes in the rates through regular emails and know that if we have any questions or concerns he is easy to contact and always willing to assist us. We ended up using Mike again for the purchase of our second home and again quite recently when we decided to change lenders for a better rate. All have been successful and pain-free transactions. Thanks Mike!”
Cheryl Jessop and Alex Beaulne
Cheryl Jessop and Alex Beaulne
"Michael made the whole mortgage process seamless for my family. I used to work for a major bank and did my own mortgage, but never again. As a mortgage broker, Michael had the ability to shop around for the best rate making it simpler for me. I can't imagine anyone else not using a mortgage broker nowadays, especially when it's at no extra cost. I had such a great experience with him that I decided to go back for his services, but this time, the deal was more complicated. Needless to say there were some roadblocks, but Michael did his research and was able to give us an answer and explanation to all our question. He wasn't afraid of doing extra work in order to get the deal done properly. I have nothing but praise for Michael and I've sent many referrals to him." Ryan Halliday
“As a single, first time home buyer I was very lucky to have found Michael Pezzack as a mortgage agent. I was more than a little nervous and overwhelmed by all the decisions to be made and information to sort through. I had tried to negotiate a mortgage rate on my own and had gone to many banks but could not get a rate I liked or the amount of money I wanted. I was referred to Michael and he quickly found a couple of great mortgage options for me. He took the time to explain everything to me at great length because I really had no idea how it all worked. He went beyond being a mortgage agent as he helped me find a good lawyer and explained all the things I would need to do in order to close as well. Michael's knowledge and expertise made me feel way more confident throughout the process of buying my first home.”
Louisa Donelan
Louisa Donelan
“Sabina and I have been with Mike since 2008. We recently purchased a rental property and Mike was our first and only choice to refinance our current home and finance the new property. We had a number of questions and Mike was always available. He walked us through all of the requirements and we had our financing in no time. We highly recommend him.”
Stephane Levac
Stephane Levac
“I can highly recommend Mike Pezzack, our mortgage broker of many years. His expertise and attentive service make him a pleasure to deal with. He has relationships with all the banks and can quickly review your information and know how best to secure the most competitive rates. He'll do the mortgage shopping for you, saving time and money, and leaving you to focus on finding the right home in this tight market. He is also a tremendous help if you are self employed or other factors make it difficult to secure a mortgage. Thank you for always easing the process Mike!”
Susan Heinrich Luxton
Susan Heinrich Luxton
"Mike worked around issues that I had, helping me qualify for a mortgage that I couldn't get through my own bank. In a world with awful customer service he is a breath of fresh air. Mike walked me through it and took care of everything. It couldn't have been easier. He also beat the rate the bank offered before the issue. Saving me thousands!!!! I have recommended him to many friends and they have all been amazed at what a great job he did for them.”
Martin Milne
Martin Milne
“Mike has always done all my mortgages even across the country and has been an excellent consultant on the general housing market as well as providing me with great advice and information to make good decisions. He is trustworthy and responsive in even the tightest timelines. It's been a real pleasure dealing with a true professional.”
Donna Leung
Donna Leung
"Michael is a problem solver. He has been able to resolve a couple of challenging issues, I faced as an entrepreneur, which helped me refinance my house to support my business. He helped in 2 key ways. First was switching lenders and securing a much lower rate option that my bank was unable to match. Mike made the process easy and saved me both time and money, not having to do all the legwork in comparison shopping. The 2nd more challenging issue was that of securing a new mortgage after I became self employed. As the Canadian Government and lenders had tightened the rules around mortgages for the self employed, he was able to overcome a number of hurdles and secure a longer-term mortgage where I had more predictable/stable financing commitments. I highly recommend Mike. He likes what he does, he's good at it, and most of all he's trustworthy."
Greg Rubidge
Greg Rubidge
"Mike has been a wonderful support for my wife and I to manage mortgage financing for a condo purchase and its renewal and now for a house purchase. He has consistently provided us with great service, great advice and great rates."
Warren Foltz
Warren Foltz
"Being self-employed makes it harder to get a mortgage, but Mike's been super helpful with my last two mortgages, including one that was pressed for time when my bank didn't come through with financing to buy out a car lease. Can't imagine going with anyone else when this one comes up for renewal!"
Greg Schmidt
Greg Schmidt